Legal Documentation

Terms & Conditions

Please read our policies carefully before using SkyPay's UPI payment services. Select a category below to explore the full details.

Effective from 26 February 2026

6Policy Categories

100%RBI Compliant

256-bitEncryption

24 × 7Support Available

Policy Sections

Browse All Categories

Each section covers a dedicated area of our platform policies.

9 sections

General

General Terms

Core terms of service, eligibility, registration, user obligations, fees, and governing law.

Read full policy

8 sections

UPI

UPI Services

UPI payments, transaction limits, security measures, dispute resolution, and compliance guidelines.

Read full policy

7 sections

Rewards

Rewards Program

Cashback, reward points, redemption process, validity, referral program, and tax implications.

Read full policy

6 sections

Switch

Account Switching

Bank account management, linking multiple accounts, switching between accounts, and primary account settings.

Read full policy

6 sections

Recharge & Bills

Recharge & Pay Bills

Mobile recharges, DTH, utility bill payments, refunds, failure handling, and service providers.

Read full policy

7 sections

Earn

SkyPay Earn

Referral program, earning opportunities, task-based rewards, withdrawal terms, and conditions.

Read full policy

Have Questions About Our Policies?

Our legal team is reachable via email or phone. We aim to respond within 2 business days.

Email Us

legal@skypay.in

Toll Free

1800-XXX-XXXX

Support Hours

24 × 7

SkyPay Payments Pvt. Ltd., Bengaluru, Karnataka, India

These Terms are effective from 26 February 2026. By using SkyPay you agree to be bound by these Terms.