Account Switching

SkyPay allows you to link and manage multiple bank accounts under a single profile, enabling seamless switching between accounts for different transactions.

You can link up to 5 UPI-enabled bank accounts per user profile.

Designate one account as your Primary Account for all default transactions.

• Primary account is pre-selected for all transactions
• Can be changed anytime from Bank Accounts settings
• No fees or charges for changing primary account
• Default account for receiving money requests

You can switch accounts during a payment — before the final confirmation step.

Accounts can be removed from your profile at any time, subject to the following restrictions:

• Cannot remove primary account (set another as primary first)
• Cannot remove if pending transactions exist
• Cannot remove if account has active auto-pay mandates
• Must clear all dues and disputes before removal

Best practices when managing multiple bank accounts:

• Each account has its own unique UPI PIN — keep them different
• Temporarily disable accounts you rarely use
• SMS/email alerts are sent per account separately
• Review linked accounts periodically and remove unused ones